Chapter 13 bankruptcy allows consumers to reorganize their debts to make it easier to repay. For a period of 3 to 5 years, you'll make affordable payments to the bankruptcy trustee. Under this plan, all of your assets remain protected. You'll be able to see much of your existing debt discharged after that period, giving you a fresh financial start.
You'll be able to keep your home, car, and assets
You must have income
Foreclosures, garnishments, and repossessions frozen
Past-due mortgage debt can be rolled into bankruptcy
Creditor harassment stops
Ideal for those who don't qualify for Chapter 7
We'll work with you every step of the way. Let's discuss whether Chapter 13 is ideal for you. We'll review your situation, including garnishments and liens , as well as foreclosures , to determine what your options are. Discuss your case with an attorney who has 20 years of experience.
We can help to stop debt collection harassment and reduce or eliminate debt that's holding you back. Come in to learn what your options are.